Sentence Without A Word

That red sun, those light rain and the charming dusk, i remember that day very well. I was randomly walking around until i found those enchanting sight of my grandmother in the garden. I was just 8, full of curiosities, full of energy trying to get all the knowledge that the world could provide. I was randomly asking her about her past life, the best and worst experience of her life, then suddenly my grandmother told me the thing that changed the way of my life

She told "One day you will get the most alluring thing in the world, but that day you won't feel the same as your urge of having that thing will already have been shattered as your hopes and emotion would be crumbled by something else, and dear that day you must realise that you already have lost your war against your world"

After she told me that thing i asked her again "Have you also lost your war against your world?"

And, that day she choose silence when i was waiting for the answer, and i guess that was the answer...

 

Bishnu Paudel- A Big Bull OR A Big Name?

 Bishnu Paudel is a current finance minister of Nepal. He was born in 20 November 1959 in Syangja. In this blog I am going to be concentrating in the impact of Nepali Stock Market by a name called Bishnu Paudel.

When Bishnu Paudel bacame the finance minister for the first back in 2015, The market was around 1,100 points and and he was able to peak the market upto 1,800 points. When he became finance minister for the second time, he was able to take NEPSE at around 3,200 points. The intresting fact is that when he took oath as finance minister, the market was around 1561.16. Now he has became finance minister for third time and the market has raised by 300 points within just a week.

Challenges He Faced

Talking about his first period of becoming finance minister, The country's economy was in very critical condition due to the massive earthquake. In addition of it the India's trade blockade was being a major obstacle for growing in economic sector. The finance minister was handed towards the very big responsibility of reconstructing all the national and important structures. Despite of such massive problem the market raised upto 1,800 points. From here the name Bishnu Paudel was becoming popular in Nepal.

Talking about his second period of becoming finance minister, The market was raised around 3,200 which is not less than a miracle as seeing the condition of the country. The country's economy was not that good. The country even headed towards the lockdown was hampering the country's economy a lot. It was a very difficult time for any country. Even the well developed country's had economic downturn. It was a very difficult time for every country. But the unusual growth of Nepali stock market was even surprising the investors. The country was facing through economic instability, The lockdown even pushed the economy backward, The big strike from the big parties were happening, The country was importing a lot of goods and exporting very less, there were too many big problems, despite of all of this problem, NEPSE had gone upto 3,200 and took a record of highest point till the date.  

It has been just a week since he took responsibility for finance minister. And within a week, the market has already raised by 300 points which leads to a very interesting topic, "IS HE REALLY A BIG BULL?".

Is He Really A Big Bull ?

Before he became the finance minister, Yubaraj Khatiwada was the finance minister. Khatiwada was well educated and had a lot of knowledge about economy. In the other hand Paudel was not so educated and was not believed by many. Till the date, he has became the finance minister for third time and every time he became a finance minister there were a very big problem as mentioned above. 

So the question was how the market was growing every time since he became the finance minister. The unusual growth of share market in lockdown period has became the key to discuss. Before he took the responsibility of finance minister, the market was around 1,500 points. The market doubling its points within very short period of time and without major economic development in the country is almost impossible to happen. The Bishnu Paudel had always responded that he insisted the central bank for the economic stability which leads to the upgrade of share market. But this might not only be the reason because such steps were even taken by his successor but the market hadnot been grown in such way. It is still a topic to discuss that how does stock market always goes upward whenever Paudel take the responsibility. After his second time, Janardan Sharma was appointed as the finance minister. But after Sharma's appointment the market started to flutter. The market seriously took a downtrack and was in very critical condition. the economic increment or decrement of the country wasnot changed that much, but the question is that ,Why the market falled drastically despite the fact that economic status of country wasn't changed by huge margin. Seeing this scenario we can even conclude that the stock market might not be always dependent on the countries economic growth or not. Market can be influenced a lot by the investors. The turnover was extremely high when Paudel became the finance minister which ultimately leads to growth of market. But the turnover started to decrease by a huge margin which ultimately lead to downfall of the stock market.

Paudel has now become finance minister for a third time, and within a week the market has already gained 300 points. It will be interesting to see how the market react after paudel being reappointed as finance minister.  

Election of Nepal 2079

Nepal is heading towards the election. Nepal has just completed its local election 5 month ago and now Nepal is heading towards the Parliament and provincial election. In this blog I am going to share some information regarding the Parliament election.

There are total 275 seats in Parliament of Nepal. Among it 60% i.e 165 people are selected from first past the post method. It means 165 people will be selected directly by people's vote. And remaning 40% i.e 110 people are selected through proportionate system i.e the party which get highest vote will choose itself whom to give the seat. 

According to Nepalese constitution, the common people cannot vote for the Prime Minister directly. Only the members of parliament has such power . To become the Prime Minister, One must get atleast 50% i.e 138 seats.

Present Scenario For 2079 Election   

In the election of 2074, two big communist party CPN UML(Lead by K.P Oli) and CPN maoist-center(Lead by Puspha kamal Dahal) , have allianced and had a comprehensive win. But due to some political reasons this allianced was broked and the CPN(Maoist-center) had made another alliance with Nepali Congress and other parties. And same alliance is going together for the upcoming election.

In this election many independent candidate have given their candidacy. Even new parties are expected to win a lot of seats. Their will be a lot of competition to watch out for. For eg In morang-6, Dr Shekhar Koirala of Nepali Congress will be facing Lal Babu Pandit of CPN UML, In kathmandu-4, Gagan Thapa will be facing with Rajan bhatrai, In laltipur-3, Pampha Bhushal of CPN maoist-center will be facing Toshima Karki.

The CPN UML has already informed that K.P Oli will become the Prime Minister if CPN UML wins. But the alliance party are still unable to decide who will become the Prime Minister. However a lot of Member of the alliance have shown the interest to become Prime Minister. Gagan Thapa of Nepali congress, Sher bhadur Deuba of Nepali congress, Pushpa Kamal Dahal of CPN (Maoist-center), Shekhar Koirala from Nepali congress, Madhav kumar Nepal from CPN (Unified Socialist) etc. have shown their interest to become Prime Minister through various social media platforms and interviews. The interest of big leaders for the same post might not be favorable for the alliance party. It would be interesting to see what step will the alliance party take. Some of the intelligence have even predicted that the alliance will be broken after the end of the election.

  

After My Death

There is no reason of tears after my death...

I wish I could change the world, but I couldn't even change my faith...

I tried to become someone's favorite, but I think I was too late....

I tried so hard but god, you closed all my hope's gate...

When you burn my body, please let my emotions speak....

I thought I was finally close, But my whole life just skipped...

I was about to fly but your feeling just gripped...

I wish I could reverse but my time was already ripped...

So, lets start being kind brother, You don't know about tomorrow....

become nice with everyone, share some happiness or just borrow...

don't let your mistakes define you, delete your dark past or just swallow...

Be delighted, Be cheerful, and let  your life glow..... 

 

let's do cashless transaction

In the post modern era, every sector is being digitalized. The concept of digitalizing has got a grant success. It has helped people in their daily life. Now people donot need to carry cash with them in order to buy something. A lot of apps or websites has been invented to do cashless transaction. The simplicity, trust and the speed of work was the major factor for the growth of the concept of cashless transaction.

How can i do cashless transaction

In Nepal, there are many websites or apps to do cashless transaction. Some popular apps for it are khalti, esewa, imepay,connect ips etc. If you have bank account then you can fill the form of mobile banking through which you can do cashless transaction. I personally have mobile banking of NIC ASIA bank and i have even its mobile banking facilities. I can directly pay the amounts through my banks. You can bind your bank accounts with the apps like esewa, khalti etc through which you can easily do transaction online.

How can i do transaction through mobile?

If you have apps like esewa, khalti etc then you can pay your money by scanning the QR code. QR code is the code which is linked with the seller account, by scanning the QR and verifying the amount you want to send, you can pay your money within seconds. If there is no QR code facility, then you can transfer your fund by asking there esewa or other related number. If they donot have such number then also you can transfer them the money through connect ips. Connect ips is a very popular fund transfering website through which you can transfer the money directly to the receiver's bank account. You can even the pay the cash of the stocks you brought through connect ips. By using mobile banking, you can book a plane ticket, pay electricity bills, pay water bills etc

Advantage of mobile banking

With the help of mobile banking, you can directly pay the amount without using cash. So this has probably minimized the fear of money being stolen. There is high probability of pick pocketing when you travel to the very busy places like train, buses etc. Even if your phone gets stolen then nobody can access your mobile banking because of the high security provided by it. So we have led to the conclusion that, the mobile banking has solved a huge problem and it is even very easy to use. It has helped people with multiple ways. Digitalizing the money has even helped in controlling the corruption in various sector as it is fully transparent. There are already 11.91 billion people in Nepal using mobile banking and the ratio is increasing rapidly. So lets we all use the mobile banking and let we all digitalize the Nepal.

Nepali Stock Market

Share market, also known as stock market or equity market is the platform where people can buy or sell the stocks(also called share), of the company they want, becoming the partner of that company. Share market has became the pillar of the unemployed people as people can easily buy and sell the stocks at appropriate time generating a good income.

In context of Nepali Stock market, it is getting popular day by day especially with youth who are getting hard to find jobs. Those who are employed are also being engaged in it as a part time secondary income source.

Process to Invest In Stocks

 To buy or sell the stock their is the intermediate which we technically call as Broker. There are 50 licensed brokers available at today's date. In order to buy and sell the stock we must first deal with broker. We shall create an Dmat account and an CRN number through Bank. After than we should visit in brokers office and create an account there. Now we are technically eligible to invest in Nepalese stock market.

But nowadays every sector is being digitalized and so do Nepalese stock market. Now people donot need to go on the brokers office, fill the form, stand in queue for a long just to buy or sell stocks. People can directly buy and sell any stock they want just through a mobile, laptop or desktop. To do so, one have to go on brokers office, fill the TMS form. After the form is verified, Broker office will give you the excess to TMS through which you can directly invest in stocks.

Advantages OF Investing In Stocks

There are a lot of advantages of investing in stocks. But one shouldn't invest in it without getting the proper knowledge.

It has became the primary source of income to many people as it can help us generate a huge amount of income. It has became more popular to those who are currently unemployed, students or those who donot have source of income. People can buy or sell their stocks by sitting in any internet accessed area with in just 5 minutes. People who are employed can even invest in stocks as it can be done digitally so it may become secondary source of their income. In sort the main advantage of Stock market is a good income if invested properly with best technical, financial and fundamental plan .

Disadvantages of Stock Market

The great advantage come with the great risk. Investing in share market is a very risky job. You have to do a lot of research, a lot of technical and fundamental analysis. You might not create an income if you invest your money in wrong shares.

My Suggestion

To be honest every job is risky but if you became afraid of the risk and move your steps behind then you might miss a great opportunity in your life. So you have to do research, Hard work and must have patience if you really want an good income through share market. If you are beginner in this market then you should start with less capital. After you get more and more knowledge you might increase your capital.